AUTO, HOME & COMMERCIAL INSURANCE

Understanding Auto Home & Commercial Insurance:

These types of insurance are known, collectively, as property and casualty insurance. The policies are designed to protect individuals from a financial loss resulting from damage to property or liabilities resulting from property ownership. In exchange for a premium the coverage is offered with limits agreed to by the policyholder and the insurer at the time of contract.

Whether you are looking to insure your car, home, or business, ‘Help to Retire’ can help you find a plan that meets your insurable needs, without breaking the bank. Our partnership with many of the most reputable insurance brokers allows us to find the most optimized policy for each of our clients, all for the best price. We will guide you through the process of hand selecting which coverages would best protect your assets. We will help you find an auto, home, and/or commercial insurance package that best reflects your insurable needs.

Auto Insurance:

Each state has its own set of requirements for the minimum amount of auto insurance you must purchase. ‘Help to Retire’ understands that the standard liability limits may fall short in providing you with the protection you deserve and will help you determine the most appropriate limits to meet your unique needs. There are a wide range of auto insurance coverages to choose from in formulating the most optimized insurance package, including but not limited to bodily injury liability, property damage liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and rental car reimbursement.

Home Insurance:

We understand that your home is your family’s safe haven, and we will go above and beyond to protect your humble abode to the fullest. A customizable homeowners insurance policy allows you to feel confident in your home’s security. Since there are more than a handful of home insurance options to choose from, ‘Help to Retire’ will guide you through the process of selecting which coverages would best protect your dream home. We will also advise you on the importance of selecting coverage beyond the standard homeowners insurance policy, such as flood insurance and earthquake insurance.

Commercial Insurance:

Whether you own a startup, mom and pop shop, or a large corporation, it is important that you seek a customizable commercial insurance policy that shields your biggest investment from various exposures threatening your business. ‘Help to Retire’ understands that your livelihood depends on your business’ well-being, and will help guide you to developing a custom-tailored commercial insurance package that reflects your company’s insurable needs.